today is Milah's birthday!!

milah..one of my housemates...

today is her birthday..happy birthday honey!!

from morning td lg we all x wish happy birthday to her..we all just nak wat x tahu jek...around 11.59pm tonite baru we all plan nak wish..hahaa..

mesti die igt kitorg lupe her birthday..

jgn sedey2 ye...kitorg igt..just tgguuuuuuuuuuu...

milah, be prepare ok...=)

Recession is coming!!!

Make your own judgment, don't panic !! Do what is wise.

The recession looks very eminent. It is really time to take pro active steps to avoid a painful time in the next two years which is how long the recession is expected to last.

Suggestions:
1. Don't take any loans, buy homes, properties with loans, or even cash. Keep as much cash as possible.
2. Pay off as much of personal loans, private loans, as debt collection will be hastened.
3. Sell any stocks you can even at lower prices.
4. Take money off from Trust Funds.
5. Don't believe in huge sales forecast from customers, be extremely prudent, lowest inventories, reduce liabilities.
6. Don't invest in new capital.
7. If you are selling homes/ properties/ cars , do it now, when you can get good prices, they are going to fall.
8. Don't invest in new business proposals.
9. Cancel holiday plans using credit cards.
10. Don't change jobs, as companies will retrench based on 'last in first out'.

Stay cool, wait, and if you took all of the above actions and more, you probably will be better off then many.

This is not a rumor.

Bear Stearns is the first of many banking and financial institutions that will start falling in the not too future. If Bear Stearns can fall, so can JP Morgan, Citibank, HSBC, and the whole world.

US economy falls, the rest will crumble. India and all those self economies will be the most protected, but not gullible. Europe may be a little stronger, but not China , another giant!

Malaysia will see significant impact.

open house umah ween BEST!!!

ween wat satay utk kitorg...
wat senirik lak tu...
tima kaseh ween...
next year wat lagik ek...ni dlm pic kitorg da perabih sume dah..

Test again!!

Test 2 are just around the corner...today settle the 3rd test..there are 2 test more..arrggghhh...so stress...after test, exam will coming pulak..adehhhh...

Assignment???huh!!there are 2more that still not complete..dunno how to finish up all these...tired...

openhouse!!

it is a common thing people will do 2 celebrate raya..18th days of syawal today..its already more than 2weeks we celebrate syawal...x terasa...so fast...one of my classmate,mazween,invited me n some fellow frenz to come to her house..actually mazween originally from melaka...hmm...i will eat a lot tonite!!

cook more mknn taw mazween...heheee...

everyday doing assignment..

this morning i went to mahkota medical center...located beside MP..actually i go there just to submit appoinment letter...as what staff from HR dept ask me to send them a copy of university letter yesterday...just for the approvement that we r students..But....when i arrived there,today,they do not allowed me to enter in their office..Huh!!!! i dont really2 expect this could be happen...just a waste of time go there...so, i make a call direct to HR dept..they just ask me to put the letter at the counter...huh!!! again!!! how can i sure this letter will be submitted to HR dept???

way 2 accumulate wealth

Wut do u think bout the financial formula???

Many people think dat the result is the same no matter we save 1st @ spend 1st.

In actual fact, one will not b able 2 save if he/she keeps spending later...

If we spend b4 deciding the amount 2 save, there is a very high chance we live w/out any savings.

That's y we always hear people complaint "money not enough".."No money"..

We fail 2 plan n the consequences is financial failure..